Senior Accountant

Luminate Bank® is more than a bank—we're Banking Brighter® by making financial success simple, accessible, and
rewarding. Whether you're purchasing a home, growing your savings, or planning for long-term stability, we offer expert guidance and personalized solutions to illuminate your path. Our seamless digital banking, tailored lending options, and wealth-building strategies empower you to take control of your financial future. With competitive rates, clear insights, and a customer-first approach, we help you make informed decisions with confidence. No matter where you are in your journey, Luminate Bank® is here to support you every step of the way.

Position Overview: The Senior Accountant will be a key member of the Accounting team and report to the VP of Mortgage Financial Reporting. This position will be responsible for day-to-day transactions, month-end reconciliations and various special projects. 

This is an excellent opportunity for a detail-oriented professional who thrives in a fast-paced, growth-focused environment and is looking to expand their impact within a dynamic banking organization.

Responsibilities and Duties:

• Record and reconcile daily cash transactions
• Perform month-end close processes, including journal entries, account reconciliations, and other related entries as needed
• Support lease accounting under ASC 842, including reporting and rent payments
• Manage and process broker compensation payments, ensuring accuracy, timeliness, and compliance with company policies and agreements
• Ensure compliance with internal controls, policies, and procedures
• Assist with bank deposits and daily Loan Funding and Purchase transactions
• Perform additional duties as assigned by the VP of Mortgage Financial Reporting, SVP of Mortgage Finance, and executive leadership

Qualifications, Education and Skills:

• Bachelor’s degree in Accounting, Finance, or equivalent experience
• 3–5 years of accounting or related experience
• Strong analytical and problem-solving abilities
• High attention to detail and organizational skills
• Effective written, verbal, and interpersonal communication skills
• Advanced proficiency in Microsoft Excel and MS Office applications
• Ability to manage multiple priorities in a fast-paced environment
• Self-starter with the ability to work both independently and collaboratively

Preferred Qualifications:

• Experience in mortgage or banking environments
• Familiarity with Encompass and/or Loan Vision systems

Benefits:

● Competitive compensation reliant on ability and experience

● Excellent benefits package including health, pre tax HSA, FSA accounts and dental & vision

● Life and AD&D Insurance, as well as additional voluntary benefit possibilities

● 401K with robust company match

● Flexible PTO program

● Earned Sick & Safe Time (ESST)

● The opportunity to work for the Midwest’s fastest growing bank