Who We Are:
Dominion Financial Wholesale (DFW) is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCR and alternative-qualification loan products, we provide flexible, client-focused financing solutions that help brokers grow their businesses and close more deals. We’re expanding rapidly and looking for a detail-oriented Senior Underwriter to join our team and support our mission of delivering speed, service, and reliability—where brokers win.Our Company’s Core Values- Integrity
- Accountable & Dependable
- Team Centric
- System & Process Oriented
- Service Ethic
- Organized Efficiency - Risk Management & Compliance
Your Impact- Optimize underwriting tools, processes, and policies to enhance team performance
- Contribute to the evolution of systems and underwriting policy to increase operational efficiency
In This Role You Will- Assess mortgage loan applications for eligibility and risk, with attention to creditworthiness, income stability, and property valuation
- Review and analyze financial documents such as tax returns, bank statements, appraisals, and credit reports
- Make timely, informed underwriting decisions using agency, Non-QM, and company-specific guidelines
- Collaborate cross-functionally with loan officers, processors, and other team members to gather supporting information
- Stay current with industry regulations and market trends
- Make high-stakes credit decisions that directly influence company risk and borrower experience
- Mentor and support other underwriters, contributing to a strong team culture
- Maintain thorough documentation and clear communication around underwriting decisions
Requirements- Bachelor's degree or 10+ years of relevant mortgage underwriting experience
- At least 7 years as a Mortgage Underwriter with demonstrated expertise in both Agency and Non-QM loans
- Deep understanding of mortgage lending regulations, risk assessment, and compliance
- Proficient in analyzing complex financial documents and making sound credit decisions
- Excellent written and verbal communication skills
- Highly detail-oriented with a focus on accuracy and compliance
- Comfortable using industry-specific underwriting platforms and tools
Benefits: - Health insurance
- Dental insurance
- Vision insurance
- 401(k)
- 401(k) matching
- Paid time off
While At Dominion You Will Enjoy- Company outings & social events
- Virtual events
- Companywide competitions and raffles
- Personal financial workshops
- Orioles season tickets